Miami Mortgage Broker
Loan Experts
The 30-year and 15-year fixed are the most popular loans
Benefits of Fixed Loans
- 5% minimum down payment required on purchase
- Minimum credit score - usually 620
- Post- bankruptcy: can qualify after 4 years
- Post-foreclosure: can qualify after 7 years
- Post-short-sale: Can Qualify after 2 years (LTV restrictions may apply)
Up To 90% LTV | Loan To Value | No Mortgage
Insurance | Credit Scores Starting At 600
- Loans up to 10 million with 200k minimum loan amount
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10% down on primary home purchase up to 3 million, NO mortgage insurance - Two year self-employed required
- 12 to 24 month business or personal bank statements
- 30, 20, 15 year fixed or ARM available
- Interest only products available
- Purchase, cash out or rate and term refinancing
- Owner occupied, second homes and investment available
- Non-Warrantable condos allowed
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Two years seasoning for foreclosure, short sale, bankruptcy or deed in lieu -
Borrower can own as little as 50% of the business for the business bank statement mortgage and 25% for personal bank statements
