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One Hour Pre-Approval
Exclusively At My Miami Mortgage Broker
Getting a mortgage doesn’t have to be stressful. We use cutting-edge AI and our dedicated team to simplify the process from application to closing in under 14 days. With ZERO “junk fees” and access to Wholesale Rates saving our clients an average of $10,000 compared to banks and retail mortgage lenders.
*no credit check required*
| 30 Year Fixed | 30 Year Jumbo | 30 Year FHA |
|---|---|---|
| Rate : 6.125% | Rate: 6.250% | Rate: 5.750% |
| APR: 6.251% | APR: 6.361% | APR: 5.896% |
Refinance and Save BIG
Payoff your high-interest rate credit cards & loans.
- Maximize your Savings
- Reduce your monthly expenses
- Home Improvements
Bank Statement Loan
Bank statement mortgage is the solution for self-employed borrowers.
- Maximize purchasing power
- Maximize the cash out
- Get great refinance rates
DSCR Loan
DSCR – Investor Cash flow loan or debt service coverage ratio loan
- Measure the property expected cash flow
- Determine the ability to repay the loan
1099 Income Loan
We can use the 1099 in lieu of your tax returns to qualify for a mortgage.
- Works for contractors, freelancers and much more
- Qualify for a mortgage!
P&L Loan
The P&L (Profit and Loss Statement) loan program.
- Get the most accurate rate
- For self-employed borrowers
- Get an accurate picture of your income
0% Down Payment Available for First Time Homebuyers
- Quick and Easy Preapproval Process
- Complete Your Application Online in Minutes
- Available for Single-Family Homes, Townhomes, and Condos
Digital HELOC
- Access a Credit Line Ranging from $50,000 to $500,000
- Access Up to 90% of Your Property's Value
- Available for Primary Residences, Second Homes, and Investment Properties
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We needed to make an offer
same day. My Miami Mortgage Broker made it happen.
Get a Free No-Obligation
Loan Pre-Approval!
We are passionate about helping self employed borrowers
We are passionate about helping small business owners, contractors, and Real Estate investors, swiftly and efficiently finance their investment goals. We customize our loan options for each unique project investment needs. No Upfront Fees! No Junk Fees! No Tax Returns!
OnMortgage provides access to funds, ensuring that all your real estate investment goals are obtainable. Our team is dedicated to assure the best possible options for our prospective borrowers.
- 14 Years In Business
- 2 Billion In Funded Loans
- Over 5,000 + Happy Customers
Bank statement loans are BIG solution for self-employed and 1099 borrowers
Are you tired of getting denied at banks and lenders who don’t understand your cash flow or business model. They keep asking for more documents only to get denied. Stop wasting your time and work with a lender who understands business owners and hardworking self-employed borrow. This is why we came up with the 3 month and 12-month bank statement loan program. Now you can apply with only credit, assets, and bank statements with NO tax returns required. Think outside the banks and work with us to finance your next dream home or investment. We do not require W2’s, pay stubs or tax returns to qualify. Our bank statement program allows you to qualify for a bigger home purchase with less documents and hassle. Do not miss your next home or investment purchase with this amazing loan program that is designed for hard working self-employed borrowers like yourself. Give us a call today to discuss your options with no credit check required.
The tools you need to
make the next step
Should I refinance? Tap to find out.
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