One Hour Pre-Approval
Exclusively At My Miami Mortgage Broker​

 
 
 
 
 
 
 
  
 
 
 
  
 
 
 Anthony Breton 
 
2024-04-30
 
 
  
I recently purchased my first condo here in Florida and had the pleasure of working with Mike Collada at Miami Mortgage Brokers. He came highly recommended by friends who had great experiences with him. Initially, I was a bit worried about the entire process, but Mike's support and problem-solving quickly put me at ease.

I was impressed with the competitive rate Mike secured for me. Compared to the rates my colleagues got though other lenders, I was genuinely pleased. Mike really cared about my best interests.

Mike was always available and really understood my needs. Whenever I had a question, he got back to me right away. As someone who worked in finance, I had done my own research, and Mike took the time to explain things thoroughly to make sure I understood everything.

Should I find myself in the market again, I wouldn't hesitate to enlist Mike's services. He alleviated much of the stress associated with the purchasing process, and I wholeheartedly intend to endorse him to both friends and co-workers.
  
 
  
 
 
 
  
 
 
 Guilherme Fachin da Cunha 
 
2024-03-29
 
 
  
Caroline Da Silva from Miami Mortgage Brokers just got us approved for our first mortgage, and we would definitely work with her again after this experience!

From the moment our broker connected us with Caroline, she was always several steps ahead throughout the process and had everything set in place - from the mortgage team to her recommendations for inspections, everyone was on hand to help move the purchase along. Even when issues arose that weren't caused by Caroline, she found solutions to fix them and keep things moving.

We were impressed that Miami Mortgage Brokers had us clear to close a week early, despite the seller causing a slight delay. They also worked hard to find us a good rate. I researched it afterward, and they actually got me the best rate on the market.

On top of all that, their fees came in below what they initially disclosed, so we ended up saving a couple of grand.

After this experience, I would recommend Miami Mortgage Brokers to anyone needing a reliable lender. They made our first home buying process smooth and stress-free, and we're grateful for their expertise and dedication.
  
 
  
 
 
 
  
 
 
 Cyril Bijaoui 
 
2024-03-04
 
 
  
The service my client who were purchasing their first home received from Michael Schoonover & Caroline da Dilva from the On-Mortgage team was exceptional!

They know what they are doing, and they do it correctly, going above and beyond to take care of every element well ahead of time. Even when faced with the challenge of a financed deal behind a cash transaction contract, which is very risky due to the tight timeline, they handled it seamlessly and successfully.

I highly recommend On-Mortgage to anyone wanting a professional, efficient, and reliable lender to handle their financing needs.
  
 
  
 
 
 
  
 
 
 Jose Vazquez 
 
2024-02-29
 
 
  
I would definitely recommend Mike and the On-Mortgage team to anyone looking for a top Mortgage Broker in Miami, especially first-time homebuyers.

I recently purchased a home in Parkland, and from start to finish, their team was fantastic at guiding me through the application process. Considering this was my first home loan, I felt at ease and very happy with the whole process.

The entire team - Mike Collada, Hiba, and everyone else - are great people. Very knowledgeable, transparent, and always thorough! I'd recommend these guys hands down to anyone new to the mortgage process. They work hard to secure you a good rate and move quickly to turn everything around.
  
 
  
 
 
 
  
 
 
 Mike Benedetto 
 
2024-02-06
 
 
  
As an insurance agent, the On-Mortgage team and I have been referring clients back and forth for nearly 5 years. I regard them as one of the best mortgage brokers in Miami so when I finally needed a lender for my own home purchase there was only one company I was going to call.

They're just great! Always on point - answering calls, emails, and questions promptly and I was supported  through every step of the application process. I'm self employed so it wasn't a straightforward loan. I needed a conventional bank statement loan and despite the extra paperwork they still managed to help me close with five days to spare!

I wouldn't think twice about using On-Mortgage for myself and will most definitely continue to refer my people their way. The team is a collective of knowledgeable, straight talking mortgage brokers with attention to detail so if you're looking to buy in Miami, be sure to give them a call because they have your lending needs covered!
  
 
  
 
 
 
  
 
 
 Jessica Bechard 
 
2024-01-22
 
 
  
I had the pleasure of working with Mike, from On-Mortgage, a truly outstanding mortgage broker, and I couldn't be more impressed with his expertise and professionalism. As a realtor, I have collaborated with numerous mortgage brokers, but Mike's dedication and ability to save deals sets him apart from the rest.

Recently, I encountered a major setback when the previous lender denied a loan for one of my clients. Just when I thought all hope was lost, Mike stepped in and worked his magic. He swiftly assessed the situation, utilized his extensive knowledge, and found a way to salvage the deal. This wasn't the first time he came to the rescue for me, and I am immensely grateful for his unwavering commitment.

Mike's level of professionalism and knowledge is truly remarkable. He possesses an incredible understanding of the mortgage industry, particularly when it comes to complex and challenging deals. No matter how difficult the circumstances may be, he remains calm, composed, and determined to find a solution. His ability to navigate through intricate financial situations is truly admirable.

One of the aspects that stood out to me the most about Mike is his exceptional speed of execution. He wastes no time in taking action and ensures that every step is completed promptly and efficiently. It's as if he has a magical touch that expedites the entire process without compromising on quality. I have never seen someone work as swiftly and effectively as Mike does.

I highly recommend Mike as a mortgage broker for any realtor or individual seeking unparalleled service. His commitment to his clients and his ability to overcome obstacles is truly commendable. If you're looking for someone who will go above and beyond to get the job done, Mike is the person to rely on. I am confident that he will continue to excel in his profession and positively impact the lives of many more clients in the future.

Thank you, Mike, for your exceptional work and for consistently coming through when it matters the most!
  
 
  
 
 
 
  
 
 
 Joel Barry 
 
2024-01-18
 
 
  
I was introduced to Mike Collada and Miami Mortgage Brokers through my realtor for the financing I needed on my second Miami investment property. I had previously worked with Mike on a previous investment loan too. He's just a stand up mortgage broker who gets it done without messing around.

Initially I had another lender helping me, but they couldn't get it over the line so Mike stepped in and just got it done. He's quick, good at responding and tells you clearly what's required for a smooth transaction. If you are investing in Miami and need a mortgage broker to get it handled, Mike is the guy.
  
 
  
 
 
 
  
 
 
 Romanjidi 13 
 
2024-01-03
 
 
  
I originally connected with Mike at Miami Mortgage Brokers when I ran into issues trying to finance a condo purchase and found out they had closed a loan in the same building the year prior so my agent helped refer me, and the rest is history!

I just used them again to help purchase my new home in Miami, FL and yet again they crushed it. Ask for Mike Collada - He's the guy I use and is always on top of his game - super diligent, organized and just generally a nice person to work with.

Whether it's being available to answer any question or ensuring approvals come through on time (both times I got approved way ahead of closing deadlines), Mike has proven time and again why he stands out as a pro mortgage broker.

After my most recent transaction with Mike, I know the Miami Mortgage Brokers is a company who genuinely cares about providing 5-star experiences. I can't praise them high enough and fully trust them with any mortgage decisions, moving forward. Happy New Year, Mike and thanks for everything!
  
 
  
 
 
 
  
 
 
 Toby Marvel 
 
2023-10-20
 
 
  
OnMortgage was fantastic. Great rates in an extremely high-rate environment, well below the big banks and other lenders. Fees and other expenses were also cheaper than industry standard. Chris Emmanuel, Heba, and the rest of the team at OnMortgage do an incredible job and were attentive, informative, and always available to answer any questions my wife and I had. I highly recommend!!
  
 
  
 
 
 
  
 
 
 Isabella Garofanelli 
 
2023-10-03
 
 
  
Michael and his team are heaven sent. Whether you’re having issues being approved or have the best of scenarios, Michael will get the job done efficiently and with great communication.
  
 
  
 
 
 
 
 
 
 Google rating score: 5.0 of 5, based on 90 reviews