Surfside Mortgage Broker Services
Welcome to My Miami Mortgage Broker
At MyMiamiMortgageBroker, we specialize in providing tailored mortgage solutions to meet the diverse needs of Surfside residents. Whether you’re a first-time homebuyer, looking to refinance, or seeking a loan for a new property, our experienced team is here to help you every step of the way.
Why Choose Us?
- Local Expertise: With extensive knowledge of the Surfside real estate market, we offer insights and advice that are specific to the area.
- Personalized Service: We take the time to understand your unique financial situation and goals, providing customized mortgage solutions.
- Competitive Rates: Our strong relationships with a wide network of lenders ensure that we can offer some of the best rates available.
- Smooth Process: We streamline the mortgage process, making it as simple and stress-free as possible for you.
Our Services
Home Purchase Loans
Buying a home in Surfside? We offer a range of home purchase loan options to fit your needs:
- Conventional Loans: Ideal for those with good credit and a solid financial history.
- FHA Loans: Perfect for first-time buyers with lower credit scores.
- VA Loans: Exclusive to veterans, active-duty service members, and their families.
- Jumbo Loans: For those purchasing high-value properties that exceed conforming loan limits.
Refinance Options
Looking to lower your interest rate or monthly payment? Our refinancing options can help you achieve your financial goals:
- Rate and Term Refinance: Adjust your loan’s interest rate and term to save money over time.
- Cash-Out Refinance: Tap into your home’s equity to fund major expenses or consolidate debt.
Self-Employed Home Loans
As a self-employed individual, you might face unique challenges when applying for a mortgage. We understand these challenges and offer specialized loan programs to help you secure the financing you need.
Investment Property Loans
Investing in Surfside real estate? We provide tailored loan options for purchasing or refinancing investment properties, helping you maximize your return on investment.
Explore Surfside
Surfside is a charming seaside community known for its beautiful beaches, unique shopping experiences, and family-friendly atmosphere. Here are some highlights:
- Shopping and Dining: Discover a variety of shopping and dining options, from luxury boutiques to casual cafes. Visit the Surfside Business Directory for more details.
- Beaches and Recreation: Surfside offers pristine beaches and a variety of recreational facilities, perfect for outdoor enthusiasts. Check out the Town of Surfside Parks and Recreation page for more information.
- Cultural Attractions: Explore local art galleries, cultural events, and historic sites that reflect the rich heritage of the area. For upcoming events and activities, visit the Surfside Tourism page.
For more detailed information about the area, you can visit the Town of Surfside Official Website.
Up To 90% LTV | Loan To Value | No Mortgage Insurance | Credit Scores Starting At 600
- Loans up to 10 million with 200k minimum loan amount
- 10% down on primary home purchase up to 3 million, NO mortgage insurance
- Two year self-employed required
- 12 to 24 month business or personal bank statements
- 30, 20, 15 year fixed or ARM available
- Interest only products available
- Purchase, cash out or rate and term refinancing
- Owner occupied, second homes and investment available
- Non-Warrantable condos allowed
- Two years seasoning for foreclosure, short sale, bankruptcy or deed in lieu
- Borrower can own as little as 50% of the business for the business bank statement mortgage and 25% for personal bank statements
