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Fixed Rate Loans

  • 30, 25, 20, 15 and 10-year terms are all available with fixed rate
  • Buy a home with as little as 5% down (primary home).
  • Refinance up to 95% of your primary home's value.
  • Monthly payments remain the same for the entire loan term.
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Adjusted Rate Loans

  • 3/6, 5/6, and 7/6 ARM's. Monthly payments based on a 30 year repayment schedule.
  • The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and
    then adjusting annually thereafter.
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FHA Loans

  • 3.50% minimum down payment required on purchase.
  • Minimum credit score usually 620.
  • Post-bankruptcy qualifying - 2 years after.
  • Post-foreclosure qualifying - 3 years after.
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VA Loans

  • Competitive interest rates that are routinely lower than conventional rates.
  • Sellers can pay up to 6 percent of closing costs and concessions.
  • Higher allowable debt-to-income ratios than for many other loans.
  • Down payment as low as 0%.
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©2026 OnMortgage. All Rights Reserved.

OnMortgage LLC does not guarantee mortgageloan approval. All loans are subject to credit, income, and investor loan guidelines. Equal Housing Opportunity.

Company License 1889418 OnMortgage LLC. FL Mortgage Broker License MBR3482, Corporation License #1889418, Michigan FL0025227, SR0025228, South Carolina – DCA, Colorado. Other trade names include Miami Mortgage Broker and My Miami Mortgage Broker.

Please link https://www.nmlsconsumeraccess.org/ to NMLS Consumer Access

OnMortgage LLC, 333 SE 2nd Ave, Suite 2000, Miami, FL 33131

Copyright OnMortgage LLC 2024. All rights reserved.

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