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Tampa – DSCR Loans for Real Estate Investors
Build Your Tampa Real Estate Portfolio
DSCR Loans Designed for Tampa Investors
At MyMiamiMortgageBroker.com, we help Tampa real estate investors close quickly — no income docs, no tax returns, just property-based qualification.
Who We Are
We specialize in DSCR loans that empower Tampa investors to buy, refinance, or cash out on rental properties with ease.
Why Choose Our Tampa DSCR Loans
- No Income Verification: Qualify through rental cash flow.
- Fast Closings: Complete in 7–21 days.
- Investor-Friendly Terms: Great rates, flexible structures.
- Local Market Focus: Tailored for Tampa’s rental and short-term investment opportunities.
How It Works
- Apply online with minimal paperwork.
- Qualify based on DSCR, not personal income.
- Close quickly and start earning.
Tampa DSCR Loan FAQ
What is a DSCR loan?
A property-based loan that uses rental income — not your personal income — to determine eligibility.
What DSCR ratio is needed?
Typically 1.0+, though 0.75 may be accepted for certain strong deals.
What properties qualify in Tampa?
Single-family rentals, 2–4 unit properties, condos, and small multifamily investments — ideal for Tampa’s active rental market.
Can I refinance or do a cash-out?
Yes, DSCR loans cover purchases, refinances, and cash-outs.
How fast can I close?
In as little as 7 days after appraisal.
Down payment range?
Between 15–25%, depending on your loan size and credit profile.
What credit score is required?
Most Tampa DSCR lenders need 620–640+, with better rates for higher scores.
Ready to Expand Your Tampa Investment Portfolio?
Tampa’s investment opportunities are growing fast — and your financing should keep up. Our DSCR loans offer quick approvals, flexible terms, and no income verification.
Start expanding your Tampa portfolio now at MyMiamiMortgageBroker.com